How to: Go to your G T Distributors Retail location or call G T Customer Service to start your layaway order.  Select your item or items and we will hold in our warehouse for you during the layaway period as outlined below.

Eligible Items: Eligible on purchase of most merchandise at regular retail pricing. Some items may be excluded. Layaway is not offered on discounted items, promotions, gift with purchase promotions or clearance items.  Layaway applies to items purchased in stores or by telephone only.  On-line purchases are not eligible for layaway terms at this time.

Down payment: 20% of Total Purchase Price including any fees, freight charges and sales tax.

Service Charge: $25.00 layaway service fee will be applied to all qualifying layaway purchases.

Payments: Layaway payments can be made by credit card, cash, personal check, or money order.  There is no limit on total number of payments for the layaway program. Customer will be issued receipts for each payment made.  Customer is responsible for keeping receipts as proof of payment.

Terms: Layaway purchases have a sixty day payment window.  Final payment must be made on or before day 60.  If day 60 falls on a holiday or any date that G T Distributors is closed, final payment will be due the following business day.  Layaway purchases not paid on or before day 60 will be cancelled.  Any payments made before cancellation will be refunded within two business days by check less the service charge and 20% down payment.  Customers can cancel the layaway program at any time within the 60 days but will be subject to the same fees and refund rules listed above.  Layaway items can be picked up or shipped when final payment is made.  Standard freight charges will apply if applicable.  Customer may only enter into one layaway agreement with G T Distributors at a time.  Items cannot be added or removed from layaway order once initiated.  No agency or department layaway plans are available.